Insurance Frequently Asked Questions
Most insurance plans now require that inpatient hospitalization be pre-certified or pre-authorized within 24 hours of admission in order to be eligible for full policy benefits. It is the patient’s or the guarantor’s responsibility to see that this is completed. This information can be found on your insurance card. If you are unsure of pre-certification requirements, we urge you to contact your insurance company as soon as possible. Admitting will verify your benefits with your insurance carrier.
Q: Will Dallas Regional Medical Center send my hospital bill to my insurance company?
A: Dallas Regional Medical Center will file claims on all accounts in which there is complete insurance information (insurance name, address, policy number, group number, etc.). Bills are generally submitted to the primary insurance company within seven days from your visit. If you have a secondary insurance company, a claim will be submitted to the secondary insurance company after the primary insurance company has paid.
Q: How long will it take my insurance company to pay their portion of the bill?
Q: Why did my insurance pay only a part of my bill?
Q: Why do I need to call the insurance company if they do not pay the bill?
Q: How can I find out if my insurance has paid or how much they have paid?
Q: If I have an HMO policy, can I be billed if they do not pay?
A: If you have an HMO policy, you should only be billed for the amount specified on your explanation of benefits (EOB) that is provided to you by your insurance carrier. This usually includes co-pay amounts.

